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Best places to visit in the monsoon in India

The monsoon season can be a right dampener for some, but it is also an opportunity for a great trip if you are an adventurous traveler. Some options are shut, like national parks, but there are still several different options available. Here are a few of them.


The high reaches of the Himalayas are inaccessible for a significant chunk of each year, but as the monsoon drenches peninsular India, it is summer in the mountains. This means temperatures closer to what those in South India are accustomed to, but with bright blue skies and long days. Ladakh has become the destination of choice during the monsoon and has much to offer those who seek to lose themselves in the mountains. A trip far north is never easy on the pocket but with personal loan interest rates at their lowest ever, now is as good a time as any to pack your bags and head out. 

Spiti Valley

If you want a combination of mountains and very few people, Ladakh might not cut it unless you visit the Nubra valley. The stark beauty of Spiti is more suited to those seeking solitude. The surrounding areas, including Lahaul and Kullu, can be accessed only by journeying over some of the highest motorable passes on the planet. 

Spiti and the surrounding areas are at a very high altitude (the capital, Kaza, sits at 12,500 feet) so make sure you make it a trip that gives you time to acclimatize to the high altitude. Of course, a trip to the mountains that includes a few extra days for acclimatization is not exactly affordable, so you can make up the difference with a personal loan for travel. There is no collateral required for a personal loan, and paying it back is simple enough, with direct debit from your account for each EMI.


If you want mountains but also want greenery instead of the cold deserts of the high-altitude Himalayas, the northeastern states of India are a great option to explore. Shillong, the capital of Meghalaya, is a good place to start. It is metropolitan enough for most, and yet a few hours’ drives from Shillong will have you in some of the most untouched jungles in the world. Places like Cherrapunji, famous for holding the record for the most rain in a year for a long time, are within a day’s drive of Shillong. 


If time or budget is a constraint, the Western Ghats can be a substitute for a trip to the Himalayas. From Mumbai, places like Lonavala, Igatpuri, and Malshej are a few hours’ drive away, although one needs to brace oneself for the crowds that inevitably show up over the weekend. 

If you’ve got a slightly bigger budget and more time, Amboli Ghat in south Maharashtra, Coorg and Kudremukh in Karnataka, Munnar in Kerala, and Ooty in Tamil Nadu are all hill stations worth exploring during the monsoon. In case you need to raise funds, a small personal loan might be just the thing you seek. A quick credit score check, some basic documents sent to your preferred lender, and you could have the money for your vacation in your account in as little as a few hours!

Jog Falls

While on the topic of the Western Ghats in the monsoon, its many seasonal rivers are fed by a multitude of waterfalls that spring up everywhere. Some spots are well known, while others require legwork, of both the metaphorical and the literal kind. Jog Falls in Karnataka is a seasonal waterfall, so the monsoon is the only time one can view and experience this incredible plunge waterfall that is nearly a half km high. 



Goa is well-known as a destination to head for during the winter months to enjoy sun, sea, and sand, but there is more to Goa than merely beaches and beer. Goa has a lot of green areas away from the coast, with vacation spots nestled in its hills that will suit all budgets. If you still prefer beaches regardless of the fact that it is the monsoon and you won’t be allowed into the ocean, you can be assured that both the crowds and the room rates will be a lot less compared to peak season.

The monsoon can be either the season to curl up indoors with a good book, your dog, chai, and onion bhajiyas, or it can bring you experiences that are difficult to imitate in any other season, in any other country in the world. Do not let a financial constraint stop you from chasing amazing experiences – a personal loan for travel is more common than you think these days. Lender websites have tools like a personal loan EMI calculator to help you work out your budget, and the best part is that you don’t need to give out your information to use these tools! So go ahead, who knows when you might have the opportunity to go on a holiday next! 

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